2018

4 Tips For Having A Lower Mortgage Payment

One of the things you'll want to do is secure a place to call home. It's possible that doing so will require you to borrow money to purchase a home. Of course, it's a good idea to avoid paying too much each month for your mortgage payment if you want to stress less and to remain within your budget. Being aware of specific tips that can help you have less expensive mortgage payment is ideal.

Four Reasons You Need a Taxable Investment Account

When it comes to investing, tax-deferred accounts--such as 401(K)s and traditional individual retirement accounts (IRAs)--are popular with investors due to the fact that they permit contributions to grow tax-free. However, a taxable investment account is one product that nearly every investor can benefit from opening. Even though contributions are made with after-tax dollars and you also have to pay taxes on your earnings, the tax rate is considered favorable by investment specialists.

Can You Get A Home Equity Loan Based On Sweat Equity?

Understanding that sweat equity and traditional equity are two different things, you might wonder if it is possible to get a home equity loan based on sweat equity. Sweat equity is the value of improvements made to your home and property, while traditional equity is that part of your home that you own free and clear of a mortgage. They are very different beasts, which is why many people raise the question in the first place.